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IDFC First Bank Zero Balance Account
If you are searching for IDFC First Bank Zero Balance account then you are at right place. In this article you will find details on Zero Balance accounts in IDFC First Bank. You can even open Basic Savings account in the IDFC Bank. The customer can open online personal account in the IDFC First Bank online. But the online personal savings account comes with higher AMB maintenance.
You need to visit Bank’s branch for current account opening. If you wanted to open Business account i.e. Current account in IDFC First Bank then you need to visit the Bank. The zero Balance account can be a great choice for the customer. As in zero balance account, you don’t need to maintain your personal savings account.
The customer can open IDFC First Bank Zero Balance account named as Basic Savings Bank Deposit Account and IDFC FIRST Bank Pratham Savings Account. The customer can open online personal savings account with the Bank online. The customer can get information regarding the how to open personal savings account with the IDFC bank.
IDFC First Bank Zero Balance Account
Customer can open online saving account in IDFC First Bank in just 5 minutes. You can open account via official website only. The offline account opening facility available for Retail, corporate and NRI account. The IDFC First Bank is Private sector Bank. The Bank is known for their tech savvy product offerings. The IDFC First Bank offer Savings Accounts, Salary Accounts, Priority Banking Services, Deposits and Demat Accounts.
Also Read, Axis bank RTGS form PDF
IDFC FIRST Bank Pratham Savings Account
The IDFC Bank zero Balance account offered via Pratham Savings account. The customer can try facilities of the IDFC First Bank with the zero Balance account. The customer can enjoy signature facilities of IDFC Bank like 5% interest on Bank deposits.
The account comes with No hidden charges but we request the customer to check service charges for the Banking services. The customer can enjoy Net Banking and Mobile Banking with the IDFC Bank zero balance account. If you only want to check Banking services of the Bank then you must go for Zero balance account with the IDFC First Bank
The Indian Citizens and Resident of India can open the IDFC First Bank zero balance account Pratham Savings. You need to provide Passport-size photograph, Aadhaar Card, Passport, Voter’s Identity Card (Election Card), Permanent and valid driving, license with photograph, Job Card issued by NREGA duly signed by an officer of the State Government, Letter issued by the National Population Register containing details of name and address.
Also read, IDFC First Bank RTGS form PDF
IDFC First Basic Savings Bank Account
The Basic Savings Account is also Zero Balance account offering of IDFC Bank. The Resident of India and Indian Citizen can open Basic Savings account in IDFC First Bank. You don’t need to maintain any monthly average Balance with Basic Savings account. The IDFC First Bank zero balance account customer need to check service charges, Interest rate and Banking services.
If you are going for the BSBDA account then you should not increase your account balance more then Rs 50000. If the BSBDA Account’s balance exceeds more then Rs 50000, then no further credit transactions will be permitted till it is brought below that limit. Even you should not exceed Rs 1 lakh credit deposits in a financial year. Even You can’t exceed the total withdrawals and transfers in BSBDA account should not be more than Rs 10,000 in a month. The customer can’t take foreign remittance in the BSBDA account.
The customer need to provide full KYC for the IDFC First Zero Balance account. You can earn interest on your BSBDA account. The customer don’t need to maintain MAB. In IDFC First Bank zero Balance account BSBDA you will get Free Debit card. You need to provide your address proof to open your BSBDA account. You can provide proof of identity and address includes passport, permanent account number (PAN) card (identity proof), voter’s identity card, permanent driving license which is valid with a photograph, job card issued by NREGA duly signed by appropriate authority, letter or card issued by UIDAI.
Remember You will get Cheque Book free with IDFC First Bank Zero Balance Account. You can ask for activation of Net Banking and mobile Banking in BSBDA account. Even you can activate UPI service with your BSBDA account.
Conclusion
The IDFC First Bank zero balance account available for the all customer. You can use official website for the process of online personal account. The customer need to visit the Bank for the BSBDA account. Remember account opening charges varies occasionally, ask for these charges.
If you liked IDFC First Bank Zero Balance account Guide then comment your view below. Insuregrams.com is informative website. If you find any error in Article please comment your view. The information was updated on 22-02-2022. There might change in IDFC First Bank’s savings account offering in future. If you find any Updates. Please comment Down.
What is debit card issuance charge for BSBDA account in IDFC First Bank?
The IDFC First Bank offer Basic Savings Bank account with the Debit card at free of cost.
What is Minimum Balance requirement for the IDFC First Bank BSBD account?
You don’t need to maintain Average monthly balance with the IDFC Bank BSBDA account. The IDFC First Bank will not charge quarterly Non maintenance charge with the BSBDA account.