Kerala Gramin Bank Online Account Opening in Just 5 Minutes

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Kerala Gramin Bank online Account opening

If you are searching for Kerala Gramin Bank online Account opening then you are at right place. We published details regarding how to open Saving account in Kerala Gramin Bank? As well as How to Open Current account in Kerala Gramin Bank? The Kerla Gramin Bank online account known as KGB Selfie account.

The Kerala Gramin Bank online Account opening facility is provided to customer. Customer can open KGB Bank account in Just 5 minutes. The customer can open KGB Selfie account via DIGI KGB Application.

The DIGI KGB online account is zero Balance Maintenance account. You don’t need to maintain minimum balance in KGB selfie account. Also, you will get IFSC code and account number instantly.

The Offline KGB account Opening Process is available for Customer. Kerala Gramin Bank is created after amalgamation of Two rural Banks. The South Malabar Gramin Bank and North Malabar Gramin Bank created KGB Bank. If you are customer of Kerala Gramin Bank then you can use mobile Banking facility for third party transactions.

DIGI KGB online Account App

Steps for Kerala Gramin Bank Online Account Opening

The Kerala Gramin Bank online Account Opening process available in official DIGI KGB App. The customer can open KGB Selfie account with certain limitation. The customer need to submit KYC details to Bank to use fully functional KGB bank account. Customer need to submit Aadhar card, Pan card (optional) for account opening process.

Below are steps for Kerala Gramin Bank online Account opening process,

Download official DIGI KGB App from the play store
Open DIGI KGB app and Enter your Mobile Number to get OTP
Verify the OTP and Verify Mobile Number
Fetch Adhar Card Details with mobile Verification
You need to upload Basic KYC related documents in the application
Now provide Basic details like father name, Mother Name, DOB, Address
Now select your Nearest Kerala Gramin Bank Branch for Home Branch
Now Submit all the Information. Now the KGB Bank account is created

The KGB Selfie Account comes with certain limitations, The customer can not credit more than 10,000 Rs in account. You will get confirmation SMS when the account is opened. You need to visit nearest KGB Branch to verify your KYC details. After KYC verification, you can use unlimited facilities of KGB selfie account.

The DIGI KGB app useful for Mini statements, Balance Enquiry and Passbook. You can locate nearest Bank ATM in DIGI KGB app.

Why open Kerala Gramin Bank account?

Kerala Gramin Bank is active in Telangana state. The Bank cater service to rural areas in Kerala state. The Gramin Bank has vision for development of Rural people. They want to give proper banking service to rural people.

The Bank is sponsored by Canara Bank. Kerala Gramin Bank is government owned Bank. The personal Saving account will be good choice here. The official website of Bank is keralagbank.com. Click on link to visit website.

The Kerala Gramin Bank operating as Scheduled Bank in India. The bank is owned By Canara Bank, Indian Government and Kerala Government.

Kerala Gramin Bank online account opening

How to Open KGB Bank account offline?

The Kerala Gramin Bank account opening offline process is really simple. Follow Below steps to Open KGB Bank Savings and Current account

Visit Kerala Gramin Bank
Choose between Saving account or Current Account
Get Account Opening form
Fill Kerala Gramin Bank Account Opening form
Attach Your KYC Documents
Submit Documents and Account opening form to Bank
Give other Bank check or Deposit Cash in account
Get your Account Opening Kit

The steps are discussed in details below, Read for more help.

Visit Kerala Gramin Bank

If you want to open account in Kerala Gramin Bank then you need to visit Bank’s Branch for this purpose. The Bank don’t have facility of opening account online. So the Kerala Gramin Bank online Account opening Process cant be done. Account opening is only done via offline process.

Choose between Saving account or Current Account

If you are retail customer then you can open minor account, personal account, joint Account, HUF Account in the Bank. If you are corporate client then you can open Current account in the Kerala Gramin Bank. Based on your requirement carefully select your account type.

Get Account Opening form

Based on your requirement ask for Account opening form in the Bank. The form for current account and saving account in bank are different from each other.

Fill Kerala Gramin Bank Account Opening form

Now fill the Kerala Gramin Bank Account Opening form by giving your personal details required to open Bank account. The form generally ask details like Pan Card number, Name, address, current address, KYC Details.

Attach Your KYC Documents

You need to submit your KYC Documents for your saving account process. However you need to submit more documents if you are going to open KGB current account. In case of minor account, documents of guardian are required here.

Submit Documents and Account opening form to Bank

Now submit your complete Documents in order to open account. The Bank staff will verify your documents. Generally Bank employee verify documents after seeing original documents. You need to sign in documents in presence of Banking staff. It is standard banking procedure of KYC.

Give other Bank check or Deposit Cash in account

Generally Bank prefer to take check from the customer. Give them check of any other Bank to open account. In rare cases or in rural branch they accept cash to open account. These rules are applicable to all Indian Banks. In modern time, Bank accept online payment for Bank account opening. But these service limited to some Banks only.

Get your Account Opening Kit

You will get account opening kit related to your Telangana Gramin Bank account. In many cases the account opening kit, comes via courier service.

Kerala Gramin Bank Account Opening Form

Before opening account, you must select your account type preference. Remember different Bank has different service charge, account opening charge. The account opening charges varies for account type also. You need to select near by Bank’s Branch as Home Branch.

Many Bank ask customer to fill account opening form with Black ink & capital Letters. You can ask Bank employee of Kerala Gramin Bank to help in account opening process. You need to appoint nominee in your Bank account. you can open more than one account in same bank but different type. In Kerala Gramin Bank online account opening process, you don’t need Account opening form.

Conclusion

The Kerala Gramin Bank online Account opening process is available. Use DIGI KGB Application to open KGB Selfie account. The offline KGB Account opening is really simple. One can open bank account in this Bank easily. Remember account opening charges varies occasionally, ask for these charges. The customer can open savings account online only.

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The information was updated on 08-07-2021. There might change in Kerala Gramin Bank online Account opening process in future. If you find any Updates. Please comment Down.