JK Bank RTGS NEFT Form PDF 2023
JK Bank RTGS form is used to do RTGS in Bank. In RTGS Amount more than 2 Lakh Rs can be transferred to any bank account. J&K Bank NEFT Form is used to do NEFT in Bank. In Jammu and Kashmir Bank NEFT amount less than 2 lakh can be transferred to any bank account.
If you wanted to download fillable J&K Bank RTGS NEFT form then click on second link. Only, Insuregrams is proving fillable JK Bank RTGS and NEFT Form, No one other.
How to download JK Bank NEFT And RTGS Form PDF?
RTGS and NEFT is electronic payment gateway used by Banks for more secure transactions. RTGS is for real time settlement process. While NEFT done in Banking transaction Batches. RTGS stands for Real Time Gross settlement. NEFT stands for National Electronic Fund Transfer system. RTGS and NEFT is more reliable, Secure payment gateway for Electronic transaction.
In RTGS system, Originating and destination bank branches are part of the RTGS network. IN RTGS and NEFT, Beneficiary details such as beneficiary name, account number and account type, name and IFSC of the beneficiary bank branch should be available with the remitter.
Also read HDFC Bank RTGS NEFT Form PDF
What is time for Jk bank RTGS and NEFT?
Note: The service of NEFT and RTGS at Jammu and Kashmir Bank branch available only during working hours.
NEFT transactions will be available 24*7 for online transactions such as internet banking, mobile banking
In JK Bank RTGS time is shown in table,
|On Working week days Monday to Friday RTGS||8.00AM to 4:30PM|
|On Working Saturdays RTGS||8.00AM to 4.30PM|
|On Sundays and Public Holidays RTGS||No Transaction Allowed|
In JK Bank NEFT time is shown in table,
|On Working week days Monday to Friday NEFT||8.00AM to 6:30PM|
|On Working Saturdays NEFT||8.00AM to 6.30PM|
|On Sundays and Public Holidays NEFT||No Transaction Allowed|
Also Read Canara Bank RTGS NEFT Form
How To Fill J&K Bank NEFT and RTGS Form?
Remember RTGS is used for amount more than 2 lakh Rs. while NEFT is used for amount less than 2 lakh Rs. Here are steps for how to fill RTGS and NEFT form .
- Amount to be remitted: Write exact amount which should be remitted from your account
- The account number to be debited: Your Jammu and Kashmir Bank account Number from which the transaction amount will be debited.
- Name of the beneficiary bank and branch: Write clearly beneficiary of your transaction and branch code of beneficiary.
- The IFSC number of the receiving branch: IFSC code is important in RTGS and NEFT. Please write it in form
- Name of the beneficiary customer: Customer Name without any mistake
- Account number of the beneficiary customer: Never mistake in account number. write it carefully.
- Sender to receiver information, if any required. For tax purpose you can write it.
Also Read Axis Bank RTGS and NEFT Form
What are charges for J&K Bank RTGS and NEFT?
The charges for NEFT and RTGS in J&K banks are shown in table.
Note: All transactions initiated through eBanking are free and no additional charges are imposed in Jammu and Kashmir Bank.
|Amount of RTGS||Transaction Service Charges (Exclusive of GST)|
|Rs.2 lakhs & up to Rs.5 lakhs||Rs 25|
|Above Rs.5 lakhs||Rs 50|
|Amount of NEFT||Transaction Service Charges (Exclusive of GST)|
|Up to Rs.10,000/-||Rs. 2.5|
|Rs.10,001 and up to Rs.1 lakh||Rs 5|
|Rs 100001 to Rs 200000||Rs 15|
|Rs 200000||Rs 25|
Also read, ICICI Bank RTGS Form ICICI NEFT Form
J&K Bank Service Charge
If you are customer of JK Bank then you must look at service charge list of 2021. In J&K Bank fo RTGS, Service charge start from Rs 25 to Rs 50 depends upon transaction amount. Also J&K bank charge Rs 3/- plus GST per cheque leaf for SB Accounts, Basic Current Accounts, Grameen Current Accounts, Cash Credit Accounts & SOD Accounts.
Check service charge of JCCK Bank: Click here
For current account customer they charge Rs 2/- plus GST for higher Current Account Variants.
JK Bank RTGS form useful in making large amount of transactions. The customer nowadays like to use UPI facility. You can use different UPI apps to make small amount of transactions. If you want to make transaction worth more than 2 Lakh then use JK Bank RTGS Form.
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