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This is to inform and clarify that individuals (including but not limited to employees of InsuringIndia and referred to as “Individuals” hereafter) may contribute articles and opinions on this Web Site entirely at the sole discretion of Insuregrams, in the form of “blogs”, as such term is generally understood. You hereby acknowledge and agree that these blogs constitute the opinion of the Individuals in their personal capacity, and may not represent official positions of Insuregrams in any manner. Insuregrams retains all copyright to these blogs.

You may be permitted to post comments and feedback to these blogs. By doing so, You expressly agree and acknowledge to abide by the following:

a) You shall not defame, abuse, harass or threaten InsuringIndia or any third party, or otherwise violate the legal rights of Insuregrams or any third party.

b) You shall not contribute any content or take any action that may in any manner adversely affect the reputation of Insuregrams, or that is otherwise detrimental to InsuringIndia.

c) You shall not in any manner publish or post any inappropriate, defamatory, infringing, obscene, racist, terrorist, politically slanted, indecent or unlawful topic, name, material or information.

d) You shall not use profane and objectionable language or abbreviations. You shall not use any character(s) as a substitute for objectionable language.

e) You shall not in any manner reveal confidential or proprietary information of any third party. Specifically, You shall not post any material for which You do not have requisite and applicable right(s) under law.

f) You shall not conduct any contests or publish or propagate any forwards.

g) You shall not defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity but not limited to the foregoing) of any other party including Insuregrams.

h) You shall not publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.

i) You shall not advertise or offer to sell or buy any goods or services for any business purpose

j) You shall not download any file posted that You know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.

k) You shall not falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

l) You shall not create a false identity for the purpose of misleading others.

m) You shall not in any way deface or vandalize this Web Site, or prevent or restrict others from using this Web Site.

n) You acknowledge that InsuringIndia may, at its sole discretion, monitor, remove or edit any content that You contribute. InsuringIndia may also pursue remedies available to it under the law for any violation of these terms and conditions.