Bandhan Bank Zero Balance Savings Account
If you are searching for Bandhan Bank Zero Balance Savings Account then you are at right place. In this article you will find details on Zero Balance Savings accounts in Bandhan Bank. You can even open Basic Savings account in the Bandhan Bank. The customer was allowed to open Savings account online earlier (25-02-2022). The Bandhan Bank online Savings account known as Neo+ Digital Savings Account. The Online Account opening service will again started by Bandhan Bank after some improvements.
If you wanted to open Business account i.e. Current account in Bandhan Bank then you need to visit the Bank. The zero Balance Savings Account can be a great choice for the new customer. As in zero Balance Savings Account, you don’t need to maintain monthly average Balance in your personal savings account.
The customer can open Bandhan Bank Zero Balance Savings Account named as Basic Savings Bank Deposit Account and Bandhan Bank BSBDA Small Savings Account. The customer can open online personal savings account with the Bank online only Neo+ Digital Savings account if available. The customer can get information regarding the how to open personal savings account with the Bandhan bank.
You can open online account via official website only. The offline account opening facility available for Retail, corporate and NRI account. The Bandhan Bank is Private sector Bank. The Bank is known for their tech savvy product offerings. The Bandhan Bank offer Savings Accounts, Elite Savings Account, Premium Savings Account, Advantage Savings Account, Salary Accounts, Priority Banking Services, Deposits and Demat Accounts.
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Bandhan Bank Basic Savings Bank Account
The Basic Savings Account is also Zero Balance Savings Account offering of Bandhan Bank. The Resident of India and Indian Citizen can open Basic Savings account in Bandhan Bank. You don’t need to maintain any monthly average Balance with Basic Savings account. The Bandhan Bank zero Balance Savings Account customer need to check service charges, Interest rate and Banking services.
You will earn Interest on your BSBDA Savings account as per norms. You will get Free RuPay Classic Debit Card with Bandhan Bank Zero Balance Savings account (BSBDA). The Customer will also get Free Passbook with BSBDA account. The Bandhan Bank will provide Free SMS Alerts To the customer in Bandhan Bank BSBDA account.
The customer need to provide full KYC for the Bandhan Zero Balance Savings Account. The customer don’t need to maintain MAB. In Bandhan Bank zero Balance Savings Account BSBDA. You can provide proof of identity and address includes passport, permanent account number (PAN) card (identity proof), voter’s identity card, permanent driving license which is valid with a photograph, job card issued by NREGA duly signed by appropriate authority, letter or card issued by UIDAI.
You can ask for activation of Net Banking and mobile Banking in BSBDA account. Even you can activate UPI service with your BSBDA account. You will get Free ATM Transaction with Certain Conditions. After Free ATM Transaction Bandhan Bank will charge service fee.
Bandhan Bank BSBDA Small Savings Account
You can start Bandhan Bank’s Banking service without proper documentation. But this will come with certain limitation. The Bandhan Bank’s BSBDA Small Savings account can be opened even if you don’t have official Valid Document’s. But You need to submit proper Documents within 2 Years from the date of account opening.
The Bandhan Bank offer Free Passbook to the BSBDA Small Savings account holder. The customer can operate BSBDA Small Savings account with No Account maintenance charge. So you don’t need to worry about AMB charges on your account.
The customer will get Free RuPay Classic Debit card in this account. The Debit card offered in BSBDA Small account with no annual fee. The customer can start Bandhan Bank’s Small Savings account with less KYC requirement. You can also open Joint account with BSBDA small account.
If you are going for the BSBDA Small account then you should not increase your account balance more then Rs 50000. If the BSBDA Account’s balance exceeds more then Rs 50000, then no further credit transactions will be permitted till it is brought below that limit. Even you should not exceed Rs 1 lakh credit deposits in a financial year. Even You can’t exceed the total withdrawals and transfers in BSBDA account should not be more than Rs 10,000 in a month. The customer can’t take foreign remittance in the BSBDA account.
You can’t open other Savings account with Bandhan Bank if you have already have Bandhan Bank’s BSBDA account. You can convert your BSBDA account to regular savings account in Bandhan Bank. The customer need to provide declaration that he/she don’t have any other BSBDA account with any other Bank.
The Bandhan Bank zero Balance savings account (BSBDA) holder can’t receive Foreign Inward remittance. The BSBDA account holder only get 4 ATM transactions.
The Bandhan Bank zero Balance Savings Account available for the all customer. You can use official website for the process of online personal account known as Neo+ Digital account if available. The customer need to visit the Bank for the BSBDA account. Remember account opening charges varies occasionally, ask for these charges.
If you liked Bandhan Bank Zero Balance Savings Account Guide then comment your view below. If you find any error in Article please comment your view. The information was updated on 25-02-2022. There might change in Bandhan Bank’s savings account offering in future. If you find any Updates. Please comment Down.
What is debit card issuance charge for BSBDA account in Bandhan Bank?
The Bandhan Bank offer Basic Savings Bank account with the Debit card at free of cost. The customer will get Rupay Classic Debit card in Bandhan Bank’s BSBDA account.
What is Minimum Balance requirement for the Bandhan Bank BSBD account?
You don’t need to maintain Average monthly balance with the Bandhan Bank’s BSBDA account. The Bandhan Bank will not charge quarterly Non maintenance charge with the BSBDA account.